Being giving away my wealth recently - ha, ha! It isn't always that easy as more of us use Internet banking and many organisations assume you will complete the application form in flowing script with your quill pen, write out cheque and then head to post box, assuming you don't first need to buy a stamp. OK I exaggerate a bit, but handing over dosh can be a bit of a spur of the moment impulse and any barrier could mean the railway doesn't get the cash. I have this now after a great day on Monday, I decided to become a life member, but instead of the railway having the cash in the bank now, it is going to take time jumping the hurdles on how I can pay by Internet transfer. One other railway I concluded recently the solution is to hand over cash in person next time I'm there, which could be in few months rather than them having a three figure sum in the bank already. Or perhaps outdated payment systems are part of the heritage experience? You just need data on the website or application form to guide those of us with Internet banking - it's immediate and no danger of the punter deciding, 'Can't be bothered'.